May 1, 2017
Other than buying a home, your second largest investment will be more than likely a car, now there are a few things we would like to go over with you, that could help to save you money in the long term so that your vehicle will not end up costing you more than it needs to.
If you are buying a used car from an auto dealership, you should know that they typically increase the base interest rate by 2 and a half points on average, which could end up costing you more than seven hundred dollars. So if you want to save some money by getting lower interest rates on your auto loan, you should first apply at your local bank or credit union to see what they have to offer as far as rates are concerned. Then you know how good a deal you will be getting from the car dealer. Credit unions and banks in most cases will have the lowest rates unless of course, you are buying a brand new car, then the dealers will be able to give you lower rates and in some cases 0% financing.
If you are shopping for your automobile at a larger dealership and not one of those small buy here pay car lots, then you can ask the salesperson about if there are any financing incentives available to you today from the manufacturers.
And even if you do decide to get the loan from the dealership, you should still ask them if that’s the best rate they can offer you, or what are your options to get a lower rate. Other than the price and age of the car, the other factors that affect your interest rate is the amount of your down payment and your creditworthiness. Remember, it never hurts to ask, all they can say in no.
Other things you may consider doing is reducing the term of the loan, but if you do this, you have to understand that while the rate will be lower, the payments will increase because you have less time to pay the loan off. But you will save a lot of money on interest with a shorter term loan. Some lenders also give rate discounts if you set up automatic payments.
May 31, 2016
Ok, so maybe you have heard about the many “Cash For Cars” services that are available nowadays, both online and offline. And it seems quite interesting to you that you could actually exchange that piece of junk vehicle for some money. But how does one go about selecting one of these many service providers in the we buy cars for cash industry? Well, here are some tips at this sell my car., that can help you choose the right company to work with and it is important that you do some research before you make a final decision.
Work with a company that is close by to where you work or live. Local businesses are always looking for referrals, so they have an incentive to treat you right so that you can tell more people about their services and it is important to them that they have a good reputation in their local market place. Also the closer it is to you the better convenience wise, just in case you ever need to run back home to get them paper work and of course a lot better for you when it comes time to pick up the check if they are nearby.
Make sure that you not only research which company you want to sell your car, truck or van to, but you also need to do the research on your particular vehicle before you call these companies, unless of course the car is a total junk. If it is not, such as the car runs, it is just old, then you can get more money for it, if you take the time to do some research to figure out what the current market value will be for that type of vehicle that is of the same year if possible, similar mileage and physical condition.
Believe me; it is worth your time, even if it means an extra hundred bucks in your pocket. So do your research and then start calling around before you make a final decision in selling your car.
Have You Heard Of Cash For Cars Programs?
While not all vehicles will be worth a lot of money, the newer they are the more cash you can get, but even as automobiles get older and even to the point where they no longer work, they can still have some value. There are many salvage yards that have some type of cash for cars buying program where they will buy junk cars, as they can buy these cars either to resell the metal or to remove and sell the parts that are still good. Some people may have heard of the Cash For Cars programs before which they can either be for cars in good condition or for junk cars. What they typically don’t know is what kind of junk cars are actually suitable to be sold to a salvage yard for cash.
Junk yards do not want vehicles in good condition
Toyota vehicles are typically reliable and can give the owner hundreds of thousands of miles before they no longer function. Because these vehicles are so reliable, some consumers will assume that no one will go to the salvage yard in search of spare parts for these types of vehicles, which is not the case. While there are a few automobiles that have a long lifespan, at some point or another, they will have some type of repair or maintenance problems. For a Toyota owner that wants to keep his vehicle for 300, 000 miles, should find a good junk yard in his local area to buy parts inexpensively, which will save him a lot of money when compared to having to buy parts from a local auto parts store or the local Toyota dealership.
Even wrecked automobiles have value
If a vehicle is considered “Totaled” it is because it has expensive damage from the rear of the vehicle, but that would mean that anything under the hood could still be in good condition. And while totaled cars and trucks can’t be sold to consumers, any salvage yard will buy it in a heartbeat so they can get the parts. Most consumers are surprised, when they realize they can get a few hundred dollars for their vehicle that was in an accident, through a cash for cars program.
May 21, 2015
May 24, 2014
Before you get ready to let potential buyers know about your car, one of the first things you need to do, is to make sure that you have
the title for your vehicle readily available and if you really want to get top dollar for your car, you should have it checked out by an auto mechanic to see if there are any existing problems that could be fixed that would result in you getting a higher sales price for your automobile. Cars and trucks that are in good running and physical condition will command a higher price. After you complete that, then the next step would be for you to get an assessment of your vehicle to see what the current market value would be, by comparing your automobile to other similar make, model, year, mileage and condition.
Once you have all your documentation and you have completed your research, then now is the time to start looking for a potential buyer that will be interested in your car and who will pay top dollar to own it. The traditional way to do this is via print or online advertising in the local paper and in online classifieds. One thing to keep in mind when selling your car or truck is that the time of year that you are selling it, will have some impact on how fast and how much you will get from the sale of your automobile. For example, during the summer months and spring break, there is a high demand for family sedans. The winter months are probably the worst time to sell a vehicle, unless of course you can find someone that pays cash for cars in any season.
The Sell My Car Fort Lauderdale program that some of these we buy cars for cash dealers offer is a great choice if you need to sell your car fast and it is good running condition.
April 9, 2014
2005 Pontiac GTO
The 2005 Pontiac GTO is one of the models of the Pontiac GTO, a mid-sized sedan that is manufactured by Pontiac, an American
automobile and a subsidiary of the General Motors. The latter is the largest automobile industry in North America. The 2005 Pontiac GTO was manufactured in 2005. The sedan vehicle is loaded with several standard features, has a powerful engine power and rear-wheel drive. The following are the features of the 2005 Pontiac GTO and why you should consider this car if you are in the market to buy from a Used Car Dealerships.
• Cruise control
• Retained accessory power
• Telescopic and tilt steering wheel
• Front seatback storage
• Remote trunk release
• Front door pockets
• Comfort features
• Air conditioning
• Front reading lights
• Dual illuminating mirrors
• Trunk light
• Adjustable driver seat
• Real and front floor mats
• Element antenna
• 10 total speakers
• AM/FM radio
• CD/Cassette and MP3 player
• Wipers that have the Variable intermittent feature
• Rear wind sheild defogger
• Rims come in alloy
• Steel spare wheel
• ABS on all 4-wheels
• • Dusk sensing headlamps
• 2 rear headrests
• Anchors for Child seats
• immobilizer for the engine
• 2 front headrests
• Front seatbelt pretensioners
• Electronic brake force distribution
• Traction control
• Stability control
Here are reasons as to why you should leave out other makes and invest in a 2005 Pontiac GTO.
2005 Pontiac GTO comes with multiple safety features such as electronic traction control, side and front airbags and a security system to mention just a number of security features.
• Superb special features and interior design
2005 Pontiac GTO comes with comfortable leather-trimmed seats, a superb sound system and a computerized dashboard. Its overall design is remarkable, thanks to the large analog gauges and a climate control system.
• Amazing driving impressions
2005 Pontiac GTO offers an amazing driving impression regardless of whether one is driving it on rough all weather roads or newly constructed roads. Its blazing engine performance makes it a highly versatile vehicle.
Different models of 2005 Pontiac GTO
2005 Pontiac GTO is available in a variety of models just like other renowned makers. Here are some of 2005 Pontiac GTO models.
2005 Pontiac GTO Coupe
This is one of the most charming 2005 Pontiac GTO models. Here are some of its notable features
• Automatic transmission
• Traction control
• Stability control
• 6.0L V8 engine
Reasons why 2005 Pontiac GTO Coupe is worth purchasing
• Consumes less fuel
• Stylish and comfortable
• Elegant interior and exterior design
2005 Pontiac GTO 2dr Coupe
2005 Pontiac GTO 2dr Coupe has a Euro-style look and it also one of the most versatile 2005 Pontiac GTO models. Here are the features of 2005 Pontiac GTO 2dr Coupe
• 6.0 L V8 engine
• Electronic brake force distribution
• ABS on all four wheels
• Cruise control
Reasons for purchasing Cruise control
• Great performance
• Comes with a host of standard features
• A myriad of safety and security features
• Has a superb tight build quality